A little guidance.
A clearer way forward.
Understand how Medicare coverage works and what to consider before making a decision.
- Medicare Advantage
- Medicare Supplement (Medigap)
- Prescription drug coverage (Part D)
Medicare & health insurance
More clarity.
More confidence.
More you.
Your health coverage is personal. Let’s make understanding it feel that way, too.
Talk with Omar Awad about your needs, your questions, and the options he is authorized to offer in your area.
Phone, online, or in person by arrangement.
Illustrative AI-generated image. Not actual clients.
Medicare Open EnrollmentOctober 15 – December 7
Review Medicare Advantage and Part D choices. Changes generally take effect January 1.
See enrollment guidanceFind your starting point
Coverage for your
next chapter.
New to Medicare? Looking for family health insurance? Start with the conversation that fits your life.
A little guidance.
For the life
you’re living now.
Discuss coverage needs, provider preferences, enrollment timing, and your budget.
- Individual and family coverage
- HMO and PPO considerations
- Group health coverage questions
Coverage categories are educational, not a list of plans Omar offers. Specific options depend on authorization, ZIP code, eligibility, and plan year.
Medicare, made more understandable
Know what
you’re comparing.
Look beyond the premium. Your doctors, prescriptions, network, and overall costs all matter.
Medicare Advantage
A private-plan way to receive Medicare Part A and Part B benefits. Networks, out-of-pocket costs, and drug coverage vary by plan.
Medicare Supplement
Works with Original Medicare to help pay certain out-of-pocket costs. Enrollment rights and underwriting rules differ from Medicare Advantage.
Prescription coverage
Part D helps cover prescription medicines. Check your medications, pharmacy network, formulary, and costs for the specific plan year.
A detail worth knowing.
Talk through your Medicare questions Medicare Open Enrollment does not automatically give you the right to buy a Medigap policy without underwriting. Your rights depend on your circumstances.
Individual, family & group health
Health coverage
that starts with
your priorities.
Your preferred doctors. Your monthly budget. Your changing life.
Omar can discuss your needs and explain the next steps for reviewing available health coverage. Enrollment opportunities depend on your circumstances.
Ask about health insurance01
Keep your care in mind
Check doctors, hospitals, and prescriptions against the specific plan’s current information.
02
Understand the full picture
Compare premiums, deductibles, copays, coinsurance, and applicable out-of-pocket limits.
03
Get the timing right
Ask about open enrollment and qualifying life events before choosing your next step.
Your broker
Meet Omar.
Bring your questions.
CA Lic. #0D68682“What does this mean for me?”
That’s a good place to start.
Omar Awad leads Advance Insurance, an independent insurance brokerage serving California. Our focus is helping you understand the options Omar is authorized to offer, so you can review your choices with care.
Serving California, with a focus on Orange County, Los Angeles County, and San Diego County. Phone, online, and in-person appointments are available by arrangement.
Call Omar: 714-350-9135When can I enroll in Medicare coverage?
Enrollment periods depend on your circumstances. Medicare Open Enrollment runs October 15 through December 7 for permitted Medicare Advantage and Part D changes. Initial and Special Enrollment Periods have different rules.
Can I keep my doctor?
That depends on the coverage and your doctor’s participation. Check the current provider directory and confirm directly with the plan and provider before enrolling.
Can you help me understand prescription costs?
Ask Omar about reviewing your prescriptions against the plan’s current formulary and pharmacy network. Coverage, restrictions, and costs differ by plan and year.
Is Advance Insurance part of Medicare?
No. Advance Insurance is an independent insurance brokerage, not a government agency. It is not affiliated with or endorsed by the federal Medicare program.
What should I have ready for a conversation?
Start with your ZIP code, coverage questions, and preferred contact method. Discuss doctors and medications during the consultation. Do not send Medicare numbers, Social Security numbers, medical records, or payment details through this form or ordinary email.
Does contacting you enroll me in a plan?
No. An inquiry does not enroll you, bind coverage, establish a Scope of Appointment, or replace any required consent or enrollment process.
Can we meet in person?
Yes, by arrangement at your location or another mutually agreed location. You can also request a phone or online appointment.
Let’s take the next step
Questions about
your coverage?
Talk to us.
714-350-9135[email protected]CA Lic. #0D68682
Appointments by arrangement.
Online inquiries can be prepared anytime; response times vary.